Shopping for a new set of wheels?

Our team offers expert service you can trust. With competitively low rates and flexible repayment terms, we can customize your loan to fit your needs. Plus, the application process if quick and easy, so you'll be behind the wheel in no time! We offer loans for new, used, and classic automobiles.

Why choose NFFCU for your auto loan?

  • Easy application process
  • No application fees…. EVER
  • Quick, local decisions that look beyond your credit score
  • Get pre-approved before you shop
  • Autopayments available through direct deposit
  • No prepayment penalty
  • Protection plans available

Insurance protection is part of a solid financial plan. Dependable insurance coverage ensures financial relief when you need it. TruStage Insurance provides comfort when life takes a turn for the worse. For more information, click the link!

Recreational Loans

Itching for an adventure? Live your best life with a Recreational Loan! We offer recreational loans for:

  • Boats
  • Personal Watercraft
  • Motorbikes
  • ATVs
  • UTVs
  • Campers
  • Snowmobiles
  • RVs
  • And more!

Other Collateral Loans

Looking for a greener pastures? Try one of our Collateral Loans! We offer collateral loans for:

  • Heavy Equipment
  • Tractors
  • Trailers
  • Lawn Mowers
  • And more!

Home Loans

Home Equity Line of Credit

Home Equity Line of Credit is a revolving line of credit secure against your home. Instead of loaning a set amount of funds all at once (like an auto loan) you simply borrow as you go, up to the credit limit.

Advantages of a Home Equity Line of Credit:

  • No annual fee
  • Low origination fee
  • Convenient access to funds through Online Banking
  • Puts cash in your hand for whatever you need whenever you need it.

Mortgages that fit your needs.

All North Franklin FCU mortgage loans are serviced through OwnersChoice Funding, a full-service mortgage corporation serving credit unions in the greater northeast.

Our mortgage program features:

  • A secure online application process
  • Expanded loan programs
  • Low interest rates and closing costs
  • Expert support and assistance throughout the entire process
Today's Mortgage Rates

Call one of our Loan Officers today!

Personal Loans

Personal Loans can be paid back in fixed monthly payments up to four years. North Franklin Federal Credit provides unsecured personal loans, which means it is not backed by collateral.

Visa Gold Credit Card

When used responsibly, credit cards are a great way to build credit, earn rewards, and track spending. At North Franklin FCU, we offer Visa Gold Credit Cards to members in good standing. With this card, members can access ScoreCard Rewards to earn rewards for using their credit card! For more information on Score Rewards, click here!

Get online access to your credit card to analyze spending, review statements, and pay bills online by going to eZCard.

Schedule an appointment with one of our Loan Officers to apply for our Credit Card

Share Secured Loans

A Share Secured Loan is a type of loan that is secured by your savings account or a share certificate account. Essentially, it is a way for you to borrow using your own money as collateral. Instead of using all of your savings to make a purchase, thus losing out on future dividends and your emergency fund, you're borrowing against that sum while your money stays in your account. Because they're secured by your own funds, you'll enjoy lower interest rates. In addition, having some collateral in the mix is a great way for first-time borrowers – potentially increasing your chances for approval.

Lending Rates

*APR = Annual Percentgae Rate Apply Now

Lending Specials

Money when you need it. Use it for vacation, school supplies, home improvement, debt consolidation… Whatever you need!

Unsecured Loans