The Credit Union has money to lend for any provident and productive purpose within established loan policies and in accordance with federal and/or state regulations. Any member may apply. Loans are approved by considering past credit history, employment stability, collateral and ability to repay the loan.
The Credit Union provides prompt approval time and offers competitive interest rates and terms. Finance charges are calculated as simple interest on the unpaid balance daily, so there is never a penalty for early repayment. Payroll deduction is available - there isn't an easier way to make every payment on time! Loan payments from payroll deductions can be directly applied to loan.
Current Loans Include:
- New Vehicles - 100% Financing for that new car or truck.
- Mobile Homes - Real estate secured.
- Personal Loans - secured and unsecured.
- Credit Life and Disability Insurance and available at low group rates.
- Used Vehicles - NADA Loan Values.
- New and Used Boats, Motorcycles, RV's.
- Share Secured - Pledge shares or certificates on deposit of the Credit Union as collateral and receive reduced interest rates.
- Home Equity Line of Credit - flexible terms and no closing cost.
- First Mortgages - purchase a home or refinance your present home - Owners Choice Funding (1-800-342-4998)
- Home Improvement Loans - Low fixed rates and fast approval